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ARE YOU DISCIPLINED?

By Jacques | SUCCESS PRINCIPLES

ARE YOU DISCIPLINED? One thing I have learned the hard way is to be disciplined in all areas of my life. Have I been successful all the time? No! What areas? Physical, mental, spiritual, financial, social, and family. We need discipline in all the major areas of our lives. Time management is a discipline that […]

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CUTTING EXPENSES

By Jacques | DEBT FREE LIVING

  CUTTING EXPENSES! Are you willing to take the challenge to get control of your finances? Let’s look at ways to cut your overall expenses; Cable or satellite TV: We had both and cut loose. The charges kept going up arbitrarily and were getting to the $100/mo. range. Options: We got ROKU. With an internet […]

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SPENDING HABITS!

By Jacques | DEBT FREE LIVING

Most of us assume we know what we are doing in regards to our finances. However, a few guidelines that reveal our real life situation would include the following: are we able to pay our bills on time, are we using multiple credit cards to keep up, and are we buying things on impulse: just […]

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